Services

•  Medical
• Health Savings Accounts (HSA)
• Dental
• Vision
• Pharmacy
• Life
• Accidental Death & Dismemberment (AD&D)
• Disability
• Voluntary & Supplemental Benefits
• Cafeteria Plans / Flexible Spending Accounts (FSA) / Section 125
• 401 K
• Pension Plans
• Executive Benefits
• Employee Assistance Programs (EAP)
• Patient Advocacy

 Our team of insurance professionals mirrors that of the carriers we deal with. Our underwriters, plan designers and account managers, possess the highest levels of experience and knowledge in the industry.

We work with your human resources department to provide seasoned liaisons that command the respect of carriers for all your lines of coverage. With this level of expertise working on your behalf, you can expect to control benefit and compensation costs, improve your plans performance and recruit and hire more cost effectively, while offering one of the most attractive benefit programs in your industry. 

 Most insurance brokers provide rate comparisons for three comparable products per year. At BenefitAbility, we move beyond the traditional approach and provide our employers with a customized program that addresses the needs of their specific group. All of our team members started on the carrier side. We have strong long-term relationships in the industry and many years of placing group insurance with all of the major carriers. Our collective bargaining power for all coverage lines gives us the ability to command the best pricing from both the regional and national carriers.

We additionally look carefully at risk analysis and cost of care before we begin the task of designing the right plan for each individual company while meeting its business and financial objectives. At BenefitAbility we pride ourselves on being the experts at plan development and design, along with providing our superior customer model and employee focused educational enrollment process. 

At BenefitAbility, we are continually evaluating and updating our technology to provide our employers with the best possible solutions in the marketplace to control healthcare costs through ease of administration and service. Technological advances, including the use of databases which compare the current carriers to industry competitors relative to network access, disruption, discounts, fee/rate structure, claims operations and plan design, is another advantage we bring to our clients.

We work hand in hand with each and every carrier we place business with to make sure our employers are provided with every avenue available to remove the daily grind of benefit administration. This empowers your Human Resources team to spend more time with your employees and on the projects they feel most passionate about.